Real Estate Finance
Working with you to achieve your business objectives
Key contact
As part of its Real Estate offering, Healys has a specialised lender-side property finance team. It delivers commercially astute real estate finance advice, advising on risk without over-emphasising it, working closely with our real estate clients to ensure that security requirements are met.
Through this approach Healys will ensure that the client’s relationship with the borrower is maintained. In this often time sensitive process, the team at Healys has the expertise quickly to identify, explain and resolve the key issues of the property finance transaction.
This combination of experience and depth of resource sets us apart in the real estate finance world. Whether providing due diligence reports on title, leases, planning and construction issues our team are always there to help. We also advise on issues in relation to properties that are to be funded or arranging letters of advice from our network of associates in other jurisdictions. The client is kept informed and can be confident that each transaction is led by one of the partners in the team.
How We Can Help
Healys acts for all types of lending institutions including banks, private equity houses and family offices in relation to term loans, bridging loans, development finance, revolving credit facilities, overdraft facilities, standby facilities, debentures and private and family mortgages.
Healys secured-lending specialists act for domestic and overseas corporate and individual borrowers, commercial and residential property portfolio investors, transactions involving cross-collateralisation, collateral warranties, loan and security assignments and inter-creditor deeds.
Real Estate Finance Lawyer Services
Services include:
- Preparing initial finance documentation, including term sheets and facility agreements
- Drafting bespoke debentures, legal charges, charges over shares and other security documentation
- Dealing with senior and junior debt and security arrangements, deeds of priority, subordination and other forms of intercreditor arrangements
- Reviewing existing loan documentation
- Negotiating the terms of relevant construction documents, including collateral warranties, in relation to development finance
- Title due diligence and risk analysis in relation to retail, industrial, leisure and other commercial property
- Corporate due diligence
- Responding to waiver, amendment and consent requests and the resulting agreements
- Security enforcement