Speak to our award winning Remortgage Conveyancing Solicitors today. Taking out a remortgage on your existing home has many advantages from a financial point of view. It can help you:
But, the services of an experienced residential conveyancing solicitor will be essential to ensure your interests as the property owner are protected throughout the transaction, especially if you are moving from one lender to another.
Because banks and building societies are regularly introducing new finance products to the market, depending on the type of mortgage you currently hold and whether you are tied to a particular interest rate, some householders can effectively save money by and reduce their monthly payments by remortgaging.
In certain circumstances, for example, if your income increases, you may want to make higher mortgage payments in order to cut the length of the mortgage term.
Re-mortgaging, rather than extending an existing mortgage, is another way of paying for improvement work to your home without necessarily costing you much more in monthly outgoings.
Once you have decided to re-mortgage, to find the best financial deal at the lowest cost will require a certain amount of research. Mortgage brokers are specialists in this field and will offer remortgaging quotes from a variety of lenders to accommodate your wishes at no cost to you.
It can also be worthwhile contacting your current mortgage supplier to see if it is willing to move you to a more advantageous deal.
When you’ve done your sums, if you are happy to go ahead, you should contact a solicitor who is experienced in residential conveyancing for both freehold and leasehold properties.
Although the procedure for a remortgage is simpler than for an original purchase, because the title deeds remain in the same name, there are still a number of legal processes which must be completed.
Whether you are staying with your existing lender or going to a new one, a valuation of your home will be ed and a full mortgage application form completed.
Your solicitor must then check the deeds and any other documentation such as charges on the property, conduct local authority searches, and act as the intermediary for repaying the existing mortgage and transferring funds for the new remortgage.
Healys has a dedicated and experienced team of Remortgage Conveyancing Solicitors in London and Brighton. We can carry out the detailed work involved in remortgaging cost-effectively and efficiently.
The professional and experienced team understands that with deadlines to be met and a large amount of money involved, you need the peace of mind which comes from using lawyers and ancillary staff dedicated to your needs. We are here to provide the hassle-free service you are looking for.
Wherever you are in the UK, if you require first-class legal services for conveyancing, Healys’ Remortgage Conveyancing Solicitors will be able to help – providing jargon-free advice at every stage of the procedure and ensuring the transaction is conducted as quickly and smoothly as possible.
For more information and advice on costs of Healys’ remortgaging conveyancing services, please contact us today.
17th February 2022
Healys are delighted to announce that they have been shortlisted for the fifth consecutive year to win “Mortgage Conveyancer of the Year” at The Mortgage Awards 2022. Continue reading »
26th November 2021
4th November 2021
Healys LLP are pleased to announce that they have been shortlisted as finalists in two categories at the LEAP Modern Law Conveyancing Awards 2021. Continue reading »
18th May 2021
There is little point in lawyers giving advice if their clients do not heed it, and that is particularly so when it comes to the intricate art of conveyancing. In one case, a young couple had cause to regret not paying any particular attention to legal restrictions on their ability to change the layout of their home and garden. Continue reading »
15th March 2021
Healys are delighted to announce that they have been shortlisted for the fourth consecutive year to win “Mortgage Conveyancer of the Year” at The Mortgage Awards 2021. Continue reading »
19th April 2022
7th April 2022
17th February 2022
Healys are delighted to announce that they have been shortlisted for the fifth consecutive year to win “Mortgage Conveyancer of the Year” at The Mortgage Awards 2022. Continue reading »
16th December 2021
In the 5th edition of the Board Minute, we catch up with Nick Taylor, Partner and Head of Media & Entertainment. Nick combines great expertise with sound commercial and strategic advice, earning himself a fantastic reputation among professionals, media bodies and public figures. Continue reading »
In recent years, we have witnessed the rise of the social media influencer. Social media influencers have established strong social media platforms with thousands of followers, which provide power to influence or persuade audiences to buy certain products or services. Continue reading »