Speak to our award winning Remortgage Conveyancing Solicitors today. Taking out a remortgage on your existing home has many advantages from a financial point of view. It can help you:
But, the services of an experienced residential conveyancing solicitor will be essential to ensure your interests as the property owner are protected throughout the transaction, especially if you are moving from one lender to another.
Because banks and building societies are regularly introducing new finance products to the market, depending on the type of mortgage you currently hold and whether you are tied to a particular interest rate, some householders can effectively save money and reduce their monthly payments by remortgaging.
In certain circumstances, for example, if your income increases, you may want to make higher mortgage payments in order to cut the length of the mortgage term.
Re-mortgaging, rather than extending an existing mortgage, is another way of paying for improvement work to your home without necessarily costing you much more in monthly outgoings.
Once you have decided to re-mortgage, to find the best financial deal at the lowest cost will require a certain amount of research. Mortgage brokers are specialists in this field and will offer remortgaging quotes from a variety of lenders to accommodate your wishes at no cost to you.
It can also be worthwhile contacting your current mortgage supplier to see if it is willing to move you to a more advantageous deal.
When you’ve done your sums, if you are happy to go ahead, you should contact a solicitor who is experienced in residential conveyancing for both freehold and leasehold properties.
Although the procedure for a remortgage is simpler than for an original purchase, because the title deeds remain in the same name, there are still a number of legal processes which must be completed.
Whether you are staying with your existing lender or going to a new one, a valuation of your home will be needed and a full mortgage application form completed.
Your solicitor must then check the deeds and any other documentation such as charges on the property, conduct local authority searches, and act as the intermediary for repaying the existing mortgage and transferring funds for the new remortgage.
Healys has a dedicated and experienced team of Remortgage Conveyancing Solicitors in London and Brighton. We can carry out the detailed work involved in remortgaging cost-effectively and efficiently.
The professional and experienced team understands that with deadlines to be met and a large amount of money involved, you need the peace of mind which comes from using lawyers and ancillary staff dedicated to your needs. We are here to provide the hassle-free service you are looking for.
Wherever you are in the UK, if you require first-class legal services for conveyancing, Healys’ Remortgage Conveyancing Solicitors will be able to help – providing jargon-free advice at every stage of the procedure and ensuring the transaction is conducted as quickly and smoothly as possible.
For more information and advice on costs of Healys’ remortgaging conveyancing services, please contact us today.
15th February 2023
Healys are delighted to announce that they have been shortlisted once again to win “Conveyancer of the Year” at this year’s Mortgage Awards.
10th February 2023
Mark Davies, Partner and head of Property Litigation, successfully represented an Applicant at tribunal in a case which raised and clarified some interesting points regarding the interpretation and enforceability of rights of way in plot sales. Continue reading »
11th November 2022
Healys LLP will be hosting a virtual webinar and networking event to explore what your business needs to know in relation to the recent introduction of The Register of Overseas Entities. Continue reading »
10th November 2022
Earlier this year, Jamie Tavares (corporate solicitor) and David Gordon (corporate solicitor and partner) worked with Andreas Williams (a real estate and property development expert with extensive experience spanning over 25 years) to secure investment into UK property for overseas clients through an SPV (see below). Continue reading »
Some of you may have heard about the new Register of Overseas Entities. It is a relatively new regime that came into force in the UK on 1 August 2022. The aim of this new regime is to introduce more transparency and to try and make it harder for criminals based outside of the UK to launder money through the UK property market. Continue reading »
30th June 2023
7th June 2023
The picturesque greens of East Brighton Golf Club recently played host to an exceptional event, as Healys LLP, in collaboration with The Starr Trust, Plus Accounting Chartered Accountants, TPG Sports Events, Flexibility Matters, Sussex Business Times, Ladies Lunch Clubs, and Highweald Wines, organized the highly successful Women in Business Golf Day. Continue reading »
5th May 2023
Georgia Teague, a litigation paralegal at Healys LLP was recently selected to represent Great Britain in the IFAF Women’s American Football European Championships. The team competed last Saturday at the Sixways Stadium in their first fixture, which saw them dominate the game and win 40-0 against Sweden. Continue reading »
14th April 2023
We are pleased to announce that Robert Johnson, Partner and Head of Healys Professional Negligence, has been identified as a leader in his field and recommended for inclusion in this year’s Who’s Who Legal: Professional Negligence report. Continue reading »
27th March 2023
Whenever possible, Healys LLP commits to initiatives that support more diversity & inclusion within the business community. That’s why earlier this month, we joined forces with Best of British Events alongside Seico Mortgages, Kreston Reeves & Sussex Business Times to host a special event in celebration of Women’s Month. Continue reading »