Customer area
Brighton 01273 685 888
call-answerCall Us


Speak to our award winning Remortgage Conveyancing Solicitors today. Taking out a remortgage on your existing home has many advantages from a financial point of view. It can help you:

  • save money by taking advanyage of a better mortgage rate
  • raise money for a major outgoing such as a child’s wedding
  • provide funds to extend a property and avoid moving home
  • consolidate debts by releasing equity in your home to pay off other loans, credit cards etc.

But, the services of an experienced residential conveyancing solicitor will be essential to ensure your interests as the property owner are protected throughout the transaction, especially if you are moving from one lender to another.

The grass is always greener

Because banks and building societies are regularly introducing new finance products to the market, depending on the type of mortgage you currently hold and whether you are tied to a particular interest rate,  some householders can effectively save money by and reduce their monthly payments by remortgaging.

In certain circumstances, for example, if your income increases, you may want to make higher mortgage payments in order to cut the length of the mortgage term.

Re-mortgaging, rather than extending an existing mortgage, is another way of paying for improvement work to your home without necessarily costing you much more in monthly outgoings.

Once you have decided to re-mortgage, to find the best financial deal at the lowest cost will require a certain amount of research. Mortgage brokers are specialists in this field and will offer remortgaging quotes from a variety of lenders to accommodate your wishes at no cost to you.

It can also be worthwhile contacting your current mortgage supplier to see if it is willing to move you to a more advantageous deal.

When you’ve done your sums, if you are happy to go ahead, you should contact a solicitor who is experienced in residential conveyancing for both freehold and leasehold properties.

Although the procedure for a remortgage is simpler than for an original purchase, because the title deeds remain in the same name, there are still a number of legal processes which must be completed.

Whether you are staying with your existing lender or going to a new one, a valuation of your home will be ed and a full mortgage application form completed.

Your solicitor must then check the deeds and any other documentation such as charges on the property, conduct local authority searches, and act as the intermediary for repaying the existing mortgage and transferring funds for the new remortgage.

Remortgage Conveyancing Solicitors of London and Brighton

Healys has a dedicated and experienced team of Remortgage Conveyancing Solicitors in London and Brighton. We can carry out the detailed work involved in remortgaging cost-effectively and efficiently.

The professional and experienced team understands that with deadlines to be met and a large amount of money involved, you need the peace of mind which comes from using lawyers and ancillary staff dedicated to your needs. We are here to provide the hassle-free service you are looking for.

Wherever you are in the UK, if you require first-class legal services for conveyancing, Healys’ Remortgage Conveyancing Solicitors will be able to help – providing jargon-free advice at every stage of the procedure and ensuring the transaction is conducted as quickly and smoothly as possible.

For more information and advice on costs of Healys’ remortgaging conveyancing services, please contact us today. 

Call Us Today
Call our London office on 020 7822 4000 or our Brighton office on 01273 685 888. You can also contact us online.
Call Us Today
London: 020 7822 4000 Brighton: 01273 685 888 Or you can contact us online: Contact Us
Remortgaging capabilities
Remortgaging experiences
Remortgaging insights
  • Why Now May Be A Good Time To Buy A Property

    21st August 2019

    Whether you’re a first–time buyer looking to purchase your very first property or you’re a home mover waiting to exchange contracts, given the current political climate and continuing Brexit uncertainty, it’s perfectly reasonable to question whether now is a good time to buy a property. Continue reading »

  • Stamp Duty Land Tax Dodge Backfires

    8th August 2019

    When a couple wished to avoid paying Stamp Duty Land Tax (SDLT) on the purchase of a property, they hit on what looked to them like a great idea. Instead of buying the property outright, they paid for it in two stages…a deposit, plus the purchase of an annuity to be assigned to the seller. The annuity paid annually was very small, but the seller had the right to redeem it for a lump sum (£726,750), which corresponded to the expected balance due based on the market value of the property at the time of the sale. Continue reading »

  • Healys is attending MIPIM, Will you be there?

    7th February 2019

    The 30th anniversary of MIPIM is just around the corner, and once again Healys will be attending. This year our team will be joining the Egypt Delegation, and will be based in The Palais Des Festivals. Held between the 12th and the 15th of March in Cannes, MIPIM is the largest real estate networking event in the property calendar. This year there are expected to be 24,000 delegates from over 100 countries, and three distinct teams from Healys will be attending the 4 day event. Continue reading »

  • What Is Deliverable Housing?

    3rd January 2019

    With a growing population and relatively low levels of new house-building taking place, the UK property market has suffered a perennial shortage of housing. Under the National Planning Policy Framework, councils are obligated to confirm on an annual basis that they have a supply of deliverable sites which are capable of meeting their housing demand for the next five years. Continue reading »

Remortgaging awards
  • Winner of the MoneyAge Mortgage Conveyancer of the Year 2018
  • Shortlisted for the "Regional Conveyancing Firm of the Year” at The LFS Conveyancing Awards 2018.
Remortgaging news