Speak to our award winning Remortgage Conveyancing Solicitors today. Taking out a remortgage on your existing home has many advantages from a financial point of view. It can help you:
But, the services of an experienced residential conveyancing solicitor will be essential to ensure your interests as the property owner are protected throughout the transaction, especially if you are moving from one lender to another.
Because banks and building societies are regularly introducing new finance products to the market, depending on the type of mortgage you currently hold and whether you are tied to a particular interest rate, some householders can effectively save money by and reduce their monthly payments by remortgaging.
In certain circumstances, for example, if your income increases, you may want to make higher mortgage payments in order to cut the length of the mortgage term.
Re-mortgaging, rather than extending an existing mortgage, is another way of paying for improvement work to your home without necessarily costing you much more in monthly outgoings.
Once you have decided to re-mortgage, to find the best financial deal at the lowest cost will require a certain amount of research. Mortgage brokers are specialists in this field and will offer remortgaging quotes from a variety of lenders to accommodate your wishes at no cost to you.
It can also be worthwhile contacting your current mortgage supplier to see if it is willing to move you to a more advantageous deal.
When you’ve done your sums, if you are happy to go ahead, you should contact a solicitor who is experienced in residential conveyancing for both freehold and leasehold properties.
Although the procedure for a remortgage is simpler than for an original purchase, because the title deeds remain in the same name, there are still a number of legal processes which must be completed.
Whether you are staying with your existing lender or going to a new one, a valuation of your home will be ed and a full mortgage application form completed.
Your solicitor must then check the deeds and any other documentation such as charges on the property, conduct local authority searches, and act as the intermediary for repaying the existing mortgage and transferring funds for the new remortgage.
Healys has a dedicated and experienced team of Remortgage Conveyancing Solicitors in London and Brighton. We can carry out the detailed work involved in remortgaging cost-effectively and efficiently.
The professional and experienced team understands that with deadlines to be met and a large amount of money involved, you need the peace of mind which comes from using lawyers and ancillary staff dedicated to your needs. We are here to provide the hassle-free service you are looking for.
Wherever you are in the UK, if you require first-class legal services for conveyancing, Healys’ Remortgage Conveyancing Solicitors will be able to help – providing jargon-free advice at every stage of the procedure and ensuring the transaction is conducted as quickly and smoothly as possible.
3rd January 2019
With a growing population and relatively low levels of new house-building taking place, the UK property market has suffered a perennial shortage of housing. Under the National Planning Policy Framework, councils are obligated to confirm on an annual basis that they have a supply of deliverable sites which are capable of meeting their housing demand for the next five years. Continue reading »
26th July 2018
In the current housing market, there is a pressing need for new-build developments and for ensuring that redundant agricultural buildings be restored or converted for this purpose. There must, however, be a sensitivity and awareness towards the surrounding landscape and architectural heritage, and new developments need to try to strike the right balance. Continue reading »
18th July 2018
Healys are delighted to announce that they have been shortlisted to win “Regional Conveyancing Firm of the Year” at The LFS Conveyancing Awards.
The Conveyancing Awards, sponsored by Groundsure, are widely recognised as being the most coveted in the conveyancing industry. Judged by high-profile industry representatives and with a rigorous selection process evaluating conveyancing practices, staff training and client satisfaction, the winners will be announced at the awards dinner held at The Vox Conference Centre in Birmingham on 19th September 2018.
Kiri Kkoshi, Partner and Head of Real Estate, said: “We are thrilled to have been shortlisted for our second award this year, and proud to be one of the finalists at such a prestigious event. The LFS conveyancing awards are deservedly respected for their comprehensive judging criteria and our inclusion as finalists is testament not only to the unceasing hard work of our staff but also to our continued commitment to exemplary levels of customer service. I am proud of my team and look forward to the awards ceremony.”
11th May 2018
The Mortgage Awards, from MoneyAge, acknowledge and reward outstanding achievement in the UK mortgage space. Judged by high-profile industry representatives, the announcement was made at a gala event at the De Vere Grand Connaught Rooms in London on May 10th. Continue reading »
26th February 2018
Buying or selling a home can be stressful, which is why the next most important decision to make is who should represent your legal interests. A Solicitor or Licensed Conveyancer will both be qualified and able to smooth the journey to completion: but how they work and what they charge can vary. Continue reading »
21st January 2019
Healys LLP is happy to announce that following on from the addition of the Debt Capital Markets team last year, it has received formal confirmation of its first bond listing on the Cyprus Stock Exchange. Continue reading »
15th January 2019
5th November 2018
Healys is proud to announce that, for the third year running, the legal directory Chambers & Partners has ranked Head of Professional Negligence, Robert Johnson, as a “Leader in the Field”. Newly appointed Corporate partner, Karen Lord, has also been recommended. Continue reading »
2nd November 2018
The only London-based professional negligence firm to act exclusively for claimants, Healys’ Professional Negligence team has once again improved upon its ranking and celebrates a 7th consecutive year recognised in the Legal 500 directory. Continue reading »